Welcome to the Heavy & General Laborers' Annuity Fund of New Jersey

As a participant in the Heavy and General Laborers' Annuity Fund, you can receive an Annuity Benefit that will provide you with a monthly income when you stop working at retirement age (normal retirement age is 65). This benefit is based on contributions made to your individual account in the Annuity Fund by your employer on your behalf. You are not required (or allowed) to contribute to the Fund.
The Trustees and the Fund’s professional investment consultants are responsible for investing employer contributions made on your behalf. The investment consultants assist the Trustees in developing an investment plan and investment professionals perform all investment transactions. The Trustees’ goal is to invest in safe and profitable investments; however, investment results cannot be guaranteed. This site contains important information about the Annuity Fund, how it works, forms and resources you’ll need.